E-Commerce is getting more and more popular every day, and it’s no surprise. After all, agree that it is much more convenient to shop at home, sitting on the sofa than riding on traffic jams in shops. And how in most cases do you pay for online shopping? That’s right, with a credit card. It is very simple – all you need to do when paying for an order on the website is to enter the card number, first and last name of the holder, card expiration date and security code CVC2/ CVV2. And that’s it, the purchase is paid for! But this method of payment is combined with the undeniable convenience and danger – without the necessary caution, your card data may fall into the hands of scammers. But, knowing the basic security rules when paying for goods and services online, you can secure your money. You can read about how safe it is to pay by credit card on the Internet in our article.
You Should Not Pay Everywhere.
First of all, it is highly recommended not to pay for purchases from unknown computers. Use only your own personal computer for this purpose. This will keep your personal data and card information confidential. After all, many online services save the entered passwords and numbers, which can be an easy target for scammers.
Also do not advise to make purchases from public places like internet cafes or gaming computer clubs. In addition to the risks mentioned in the previous paragraph, such places may have cameras that record all the information you enter.
To Make Purchases, Use Only Verified Sites And Online Shops.
If you or your acquaintances have not made purchases from this site, then look for feedback on the Internet. Or buy from well-known online shops, whose name is actively advertised. St Charles Hotels is a good example. When entering data, make sure that you are connected to the website through a secure connection https://.
Do Not Enter The PIN-Code Of Your Card On The Site
this information is not needed to make purchases. Confirmation of payment is entering the security code of your card CVC2 /CVV2 – it is 3 or 4 figures on the back side of your card. You will also need to enter your card number, expiry date and the name of the cardholder.
If there is a large amount of money on your card account, please refrain from shopping with it or set a daily limit on transactions. This can be done in Internet banks, or by contacting a department.
Connect The Service Of SMS-Informing.
It will allow controlling all operations on the card online. Of course, in most cases, you will need to pay a monthly fee, but believe me, the peace of mind is worth it.
Check The Total Amount In The Shopping Basket.
Online retailers can choose by default the most expensive delivery method, additional insurance or extended warranty. Additional services may be included in the bill when you purchase services.
Free services are not always free. Often you are offered something free to try but are asked to enter your card details. If you do not cancel your subscription in time, you will be charged for the paid service. So always check the Free Trial terms and rules of subscription cancellation.
Repeated payments may be convenient if you are talking about the automatic top-up of your phone. But in some cases, automatic top-up occurs without your permission. For example, Skype, by default, offers to top up as soon as it becomes less than $2. If you do not plan to use the service permanently, it is better to remove the tick.
And the most important thing is to check your credit card statement so that you know for sure that you know all the payments made on it.
Follow these simple rules and enjoy online shopping!
